Some pictures are my personal ones from out & about, taken with my iphone camera. All personal images are owned by monicais.com unless stated otherwise. they may not be used or reproduced in any way without owners consent. all layouts on this blog are created solely for monicais.com please do not use my exact layouts or designs without permission or without noting its origins on your post.
Other pictures are their respective owners & if you would like your picture removed from this site please request to do so.